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南京公积金逐月还贷线上办理流程,看这里.

  • 2026-06-25 19:06:56
南京公积金逐月还贷线上办理流程,看这里.
问
使用借款人及配偶的公积金委托逐月还公积金贷款，线上如何办理？

答：公积金贷款发放后，借款人及配偶可通过“南京公积金”App、“我的南京”App或“苏服办”App等线上渠道签订公积金委托逐月还贷协议。下面以“南京公积金”App为例跟着宁小金一起操作吧。

01
扫描下列二维码可下载“南京公积金”App。
02
登录后点击首页下方【业务大厅】，选择【还公贷协议签订】进入自助办理业务声明页面（本交易需实名认证后才可操作）。点击【我已阅读并接受】进入办理业务页面。
03
选择逐月还款方式和委托扣款账户，确认您的贷款信息无误后进行短信验证，验证完成后点击【提交】。
04
借款人配偶登录后点击首页下方【业务大厅】，选择【还公贷协议变更】进入自助办理业务声明页面（本交易需实名认证后才可操作）。点击【我已阅读并接受】进入办理业务页面。
05
进入后默认变更类型为添加本人为委托扣划人。核对信息无误后进行短信验证，验证完成后点击【变更协议】。

委托逐月还贷协议签订生效后（15日前签订的协议当月生效，15日后签订的协议次月生效）借款人及配偶住房公积金账户须保留不少于签订协议时月缴存金额6倍的余额。按先借款人后配偶的顺序对缴存账户逐个进行判断，满足条件的账户予以办理委托提取；不满足条件的账户不予办理，直至该账户满足办理条件为止。

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  1. CONNECT:[ UseTime:0.000414s ] mysql:host=127.0.0.1;port=3306;dbname=b460;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000606s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000303s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000264s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000546s ]
  6. SELECT * FROM `set` [ RunTime:0.000191s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000594s ]
  8. SELECT * FROM `article` WHERE `id` = 587157 LIMIT 1 [ RunTime:0.033360s ]
  9. UPDATE `article` SET `lasttime` = 1782605062 WHERE `id` = 587157 [ RunTime:0.005201s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 65 LIMIT 1 [ RunTime:0.000322s ]
  11. SELECT * FROM `article` WHERE `id` < 587157 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000461s ]
  12. SELECT * FROM `article` WHERE `id` > 587157 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000471s ]
  13. SELECT * FROM `article` WHERE `id` < 587157 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.002040s ]
  14. SELECT * FROM `article` WHERE `id` < 587157 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.045698s ]
  15. SELECT * FROM `article` WHERE `id` < 587157 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.001749s ]
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