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省钱攻略|建行/南京银行/农行/工行/邮储大招,手把手带你薅!

  • 2026-04-16 04:09:32
省钱攻略|建行/南京银行/农行/工行/邮储大招,手把手带你薅!
各位毛友们，今日整理5个正规银行福利活动，规则清晰、步骤明确，无套路不踩坑，闭眼冲就完事！
建行生活0.99买36立减金·海南专属福利
核心福利
建行每个月的惠省钱，抽奖最低0.99购买36元立减金
  • 海南地区：必的0.99元数币购36元微信立减金
  • 其他地区：几乎是14.99元购，差价巨大，能飞海南必冲
建设银行飞海南教程（必看）
  • 有建行信用卡：先注销建行app→重新注册选信用卡绑定→开户行选择海南，绑定信用卡即飞成功，建行归属地就到了海南就能玩了，飞其他地区想玩其他地区活动，也是如此，信用卡直接飞，简单
  • 无信用卡：需开通海南二类电子账户飞（麻烦点）
重要提醒
建行个人终身仅限开通10个电子账户，注销不恢复次数，务必谨慎操作！
附加活动：同页面大转盘抽奖，可抽奖2-15立减金（通用）每月仅可参与1次，别跑空！
📍参与入口：建行生活APP首页下滑→
本地优惠
南京银行·资产达标领权益
参与条件
上月账户资产不足1000元的用户，可报名参与，不符合报名的可以把钱转移出去，次月报名，活动我看持续三个月呢！
达标规则
报名成功后，本月需将账户资产足额存至1000元，且保持至月底，确保资产达标1000元，次月即可领取多档权益（含支付立减金、生活券、积分、会员等）
关键提示
今日已是4月12日，现存钱需核算日均资产，避免月底不达标白忙活！
不会计算日均资产的，直接找小马，免费提供资产达标计算器！
📍参与入口：南京银行APP→首页横幅，或活动中心找
农业银行·0.5元省钱月卡
福利详情
仅需0.5元，即可入手
农行省钱月卡
内含：5张1元通用微信立减金，合计5元，立买立用，消费直接抵扣，无任何套路，库存有时候没有，过段时间再去看下就行，每天凌晨补
📍参与入口：农业银行APP→省钱月卡专区
工商银行·相约工行 开门见喜
活动玩法
邮生活·月月开好运
抽奖规则
每日可免费抽奖1次，长期可参与，只认准2个实用奖品，其余直接忽略其他没有用：
1.
微信通用立减金
，日常消费直接抵扣
2.
10元代金券
，可0.01元购买实物商品，性价比拉满
📍参与入口：邮生活APP/邮生活小程序
如果您感觉对您有用，可以转发给身边朋友，关注小马撸毛日记一起薅福利～

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省钱攻略|建行/南京银行/农行/工行/邮储大招,手把手带你薅!

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  1. CONNECT:[ UseTime:0.000596s ] mysql:host=127.0.0.1;port=3306;dbname=b460;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000695s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000362s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000338s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000657s ]
  6. SELECT * FROM `set` [ RunTime:0.000292s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000665s ]
  8. SELECT * FROM `article` WHERE `id` = 531158 LIMIT 1 [ RunTime:0.001228s ]
  9. UPDATE `article` SET `lasttime` = 1776549213 WHERE `id` = 531158 [ RunTime:0.001385s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 65 LIMIT 1 [ RunTime:0.000206s ]
  11. SELECT * FROM `article` WHERE `id` < 531158 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000400s ]
  12. SELECT * FROM `article` WHERE `id` > 531158 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000415s ]
  13. SELECT * FROM `article` WHERE `id` < 531158 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.000879s ]
  14. SELECT * FROM `article` WHERE `id` < 531158 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.000873s ]
  15. SELECT * FROM `article` WHERE `id` < 531158 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.001769s ]
0.098639s