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速自查!今天,很多南京人账户里突然多了一笔钱!有人收到4000多元…

  • 2026-07-23 13:08:17
速自查!今天,很多南京人账户里突然多了一笔钱!有人收到4000多元…

一觉醒来

不少友友的账户

默默多了一笔“意外收入”！

↓↓↓

一年一度的住房公积金存息

公积金余额结息

今天（7月1日）上午

全网热搜全被公积金结息刷屏

相关话题热度飙升

今天一大早

就有网友晒到账截图

从几十块到几千元的都有

↓↓↓

多则有4000多元

网友直呼太香了

结息后

利息将直接打入住房公积金账户上

问题来了：

 公积金利息是如何计算的？

 如何查询今年有多少利息？

↓↓↓

什么是公积金存息

住房公积金自存入公积金账户之日起按照国家规定的利率计息，每年结算一次。按规定，职工个人缴存的和单位为职工缴存的住房公积金及其利息归职工个人所有。

结息时间

结息日为每年6月30日，结息年度为上年7月1日至本年6月30日。利息一般在7月1日到账，具体时间请以当地住房公积金管理中心发布的公告为准。

结息计算公式与规则

利息金额=公积金账户余额×实际存放天数×年利率÷360

按照央行规定，公积金存款按央行挂牌一年期定期存款基准利率（目前为1.5%）计息，日利率计算天数为360天。

公积金采用积数计息法计息，当年归集的和上年结转的应分别计结息，结息后所有利息全部转入本金。如结息前提取部分公积金，已提取的公积金按照“提取日-缴存日”计算天数。

举个例子

小张公积金账户余额20000元

一年就能拿到近300元利息！

(Tips：具体利息以实际收到的金额为准)

结息之后

大家可以通过以下方式

查询个人公积金账户的结息情况哦

不知道大家是几千

还是几块呢！

↓↓↓

公积金利息查询入口

线上查询

公积金官网/微信公众号：登录本地住房公积金管理中心官网或住房公积金官方公众号，选择查询存缴明细，进行查询。

支付宝/微信：在“城市服务”页面，点击公积金栏目，登录后进行查询。

政务服务APP：在本地政务APP的公积金栏目进行查询。

热线电话：拨打12329公积金服务热线咨询。

线下查询

前往公积金管理中心大厅的自助终端机查询。

大家查询的时候

别忘了切换城市！如果还没到账

请耐心等待！

因为各地结息时间有差异！

好啦！说了这么多

快去查下账户里有多少“惊喜”吧~

如果你觉得这篇文章有用的话💓

欢迎分享给需要的朋友哦！

点击下方名片进入【南京攻略通】
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编辑| 结香主编｜Rhea
来源｜网络、申工报、新闻坊、中国会计报、上海公积金
大家关注：公积金结息、公积金余额、公积金账户
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  1. CONNECT:[ UseTime:0.000602s ] mysql:host=127.0.0.1;port=3306;dbname=b460;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000835s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000314s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000253s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000483s ]
  6. SELECT * FROM `set` [ RunTime:0.000246s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000559s ]
  8. SELECT * FROM `article` WHERE `id` = 596124 LIMIT 1 [ RunTime:0.000654s ]
  9. UPDATE `article` SET `lasttime` = 1784962773 WHERE `id` = 596124 [ RunTime:0.005479s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 65 LIMIT 1 [ RunTime:0.000265s ]
  11. SELECT * FROM `article` WHERE `id` < 596124 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000653s ]
  12. SELECT * FROM `article` WHERE `id` > 596124 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000468s ]
  13. SELECT * FROM `article` WHERE `id` < 596124 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.000880s ]
  14. SELECT * FROM `article` WHERE `id` < 596124 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.003073s ]
  15. SELECT * FROM `article` WHERE `id` < 596124 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.000954s ]
0.084484s